Manage your shared finances with ease.
No shared bank account, no awkward conversations, no surprises. Record who paid for what, settle up whenever — and just ask the Duopay Robot anything about where your money's going.
Features
Everything you need to manage your shared expenses
Duopay makes it easy for you and your partner to manage your finances without a shared bank account. Pay for your bills, shopping, nights out and anything else worth splashing on from your own bank account. Record it in Duopay and let us figure out who owes who and how much, based on a 50% split.
-
Record payments and transactions
- Record and categorise your payments. Add dates, descriptions and your own customisable categories. You can also change who paid, if you want to record for your partner while they are doing something else.
-
Private transactions
- Track all your outgoings, including private ones. Each partner has their own account, so your private transactions are visible only to you — never your partner — and are kept out of the settlement. Handy for keeping an eye on your own spending too.
-
Recurring transactions
- Got regular costs like rent, bills or subscriptions? Set them up once as recurring transactions so they're quick to log each month and nothing slips through the cracks.
-
Create settlements whenever you need
- When you create a settlement, the period is captured with all the transactions. Here you can see who paid more and who owes who. The owing partner sends the money to settle. All settlements are listed and can easily be referenced. You can also configure monthly auto settlements.
-
Analytics and insights
- Charts and breakdowns for every settlement, the current period and all-time — who paid how much and where it all went. Plus AI-generated insights that surface the non-obvious trends in your shared spending.
-
Ask the Duopay Robot
- Chat with your built-in AI assistant about your money. Ask how much you spent last month, your biggest categories, who's covered more, or your settlement history — and get clear answers in plain English, right inside the app.
Pricing
Choose the right plan for you
Choose between tools for managing your finances with your partner or additionally, your private finances with some more advanced features to save you time.
Personal
€4 /month
The perfect plan if you're just getting started with our product - all the tools necessary to manage your finances with your partner.
- Create unlimited transactions and settlements
- Realtime settlement calculations
- Create personalised categories
- Simple analytics
- Filter and search transactions
+ Expert
€6 /month
The expert plan gives you extra features to automate your expense tracking and also allows for private transactions.
- Everything from the personal plan
- Create private transactions
- Recurring transactions (eg rent/bills)
- Create auto settlements
Stop wasting your time arguing about expenses. Use Duopay now.
Forget the shared bank account, random notes and arguments about who paid for what, just log your payments in Duopay and let it handle the settlements.
Meet our team
Well, there's just one of us! Duopay is a little website I built for my wife and me. Over time I added features that helped us manage our finances better. At some point, it felt like it could be useful for others, so I decided to polish it up and offer subscriptions!
Frequently asked questions
-
You can update your team name in the Team Settings section. Click your team name in the top right corner, before your profile picture. In the dropdown menu, select "Team Settings". Simply enter the new name and click save.
-
Click your team name in the top right corner, before your profile picture. In the dropdown menu, select "Team Settings". Scroll down to the Currency section, select your desired currency and click save.
-
Click your team name in the top right corner, before your profile picture. In the dropdown menu, select "Team Settings". Scroll down to the Categories section. Below the category list, click "Add New", give it a name and a colour, then click save.
-
Categories that are already assigned to transactions cannot be deleted.
-
A recurring transaction is one that occurs on a monthly basis. For example, rent, Netflix, or other bills. Instead of manually adding it each month, you can configure Duopay to do it for you automatically.
-
Click "Recurring Transactions" in the navigation menu. Click the big plus button in the top right corner. Fill out the details: amount, category, who pays it and give it a description. Finally, select the day of the month that Duopay should create it. Typically, the day the money leaves your bank account.
-
A settlement is a record of all transaction since the last settlement. When you create a settlement, the transactions since starting with Duopay, or since the last settlement up until midnight the previous day are grouped together. They are then listed in the "Settlements" page. You can view the settlement, who owes who, how much is owed, charts and all the associated transactions with searching and filtering.
-
To create a settlement, go to the “Dashboard” page and click the "Create new settlement" button.
-
Once a settlement has been created, you cannot delete the transactions associated with it.
-
A private transaction is visible only to you (not to your partner). Use it for personal expenses that you want to track. They will be associated with any settlement created in your team, but they will still only be viewable to you. Private transactions are not included in the charts or settlement calculations.
-
Yes you can, you can upgrade or downgrade your plan at any time. Click your team name in the top right corner, before your profile picture. In the dropdown menu, select "Team Settings". Under the "Team Billing" section, click the "Manage" button. You will be redirected to Stripe (our payment provider) where you can change your plan.
-
The Dashboard shows all transactions not included in a settlement. You can add and delete transactions. You can view the current category breakdown, search and filter for transactions, and see the current settlement requirements. You can also view the last settlement and configure auto settlements.
-
The All Transactions view shows every transaction across all settlements, giving you a complete overview of your expenses and payments.
-
Charts provide visual summaries of your spending and payments, breaking down totals by category. The charts on the dashboard show statistics about all transactions created since the last settlement. The settlement charts show statistics for just that settlement period, whereas the "All Transactions" page shows statistics for all transactions ever created.